Category Archives: North India

Palam Silks proudly presents NAVA – A Premium Luxury Bridal Wear Collection premiering in Vogue Wedding Show 2017 in Delhi

Palam Silks proudly presents NAVA – A Premium Luxury Bridal Wear Collection premiering in Vogue Wedding Show 2017 in Delhi.

PALAM SILKS to Launch NAVA – A Premium Luxury Bridal Wear Collection

 Palam innovates with both design and fabric continually, making Kanchivarams both more interesting and more comfortable to wear. The first lightweight Kanchivaram range, softer silks that were easier to drape and handle, wrinkle-free silk, corporate silks that women could wear to work, slim fit silks and even a saree with a pouch. Palam’s efforts to change the way the world sees silk has won it the loyalty of patrons and recognition from experts like Vogue. Palam is thrilled and excited to be invited to take part in the Vogue Wedding Show 2017.

Palam Silksproudly presentsNAVA, a premium luxury bridal wear premiering in Vogue Wedding Show 2017 in Delhi.

 NAVA – The Perfect Match for the Modern Bride

For as long as anyone can remember, the gorgeous, splendid Kanchivaram silk saree has been what the bride wears (‘what, how can you even think of anything else?’). And the brides of the new generation will still wear Kanchivaram sarees, and they will still be gorgeous and splendid. More than that, they will be exuberantly stylish, lightweight, wrinkle-free and brilliantly colored. Nava is the Kanchivaram bridal saree for the new millennium.

Palam presents a completely refreshed colour palette with Nava, ranging from burnt orange and twilight blues to the quieter pastel evening colors, leaving out conventional shades like maroon (arakku), pista greens and mango yellows. Most of the dyes used in the collection are specially created for Nava and to go with the new palette are the novel abstract art and geometric patterns of the sarees, to make for a beautiful and unexpected transformation of bridal wear. 

Nava is the brand new bridal wear collection that is a tribute to the spirit of the modern woman. And it is Palam Silks’ way of wishing her a beautiful, blissful married life

 The Bride to be in A Bright New World

Life is changing faster than ever. And the young woman of today is helping to hurry along the change, making the world a gentler, more graceful and more beautiful place. She is more independent, more accomplished and more adventurous than ever before. While she loves her heritage, her tastes and sensibilities are shaped by her own discoveries as she explores her world.

“The young bride of our times is eager to give our rich tradition a unique touch of her own,” says Jeyasree Ravi, founder of Palam Silks. “The bride is very particular on her favorite styles, or the wedding themed colors. Weddings are becoming the epitome of a couple’s creativity, and their outfits are a very important part of what makes their special day memorable and unique”. It is for this modern, bold and spirited girl that Palam Silks has created Nava. 

Revolution in Bridal Kanchivaram Silks

Not too long ago, the unmatched beauty of Kanchivaram silk sarees was reserved for very special occasions like weddings. And the younger generation had decided that splendid though they were, they were too ornate and too heavy for any other day. Which was why Palam Silks strove to refresh and reinvigorate the tradition. Palam helped transform Kanchivarams from ‘traditional costume’ into contemporary high fashion.

“Today I’m proud to say Palam played a role in making the Kanchivarams trendy and desirable for the young. Now we even have the bride walking in sometimes all by herself and choosing her trousseau sarees”, Says Jeyasree Ravi, the founder of Palam Silks.

Jio Phone, Free With Rs. 1,500 Deposit, Unlimited 4G Data, Launched by Mukesh Ambani at Reliance AGM

Jio Phone, Free With Rs. 1,500 Deposit, Unlimited 4G Data, Launched by Mukesh Ambani at Reliance AGM

JioPhone made a splash at the Reliance AGM on Friday as Mukesh Ambani took the covers off the long-rumoured 4G feature phone. The handset, introduced as “India ka Smartphone” and launched at an “effective price” of Rs. 0 (though buyers will have to shell out a refundable, upfront deposit of Rs. 1,500 for the device). JioPhone will be crucial for the company in tapping the estimated 50 crore feature phone users who have not been able to join the Jio 4G bandwagon because of the high costs associated with smartphones.

Although Reliance Jio launched in India in September, the company’s offering has been restricted to smartphone users as it is a 4G only network, and to make calls, a phone has to support the VoLTE technology, which is usually not found on basic phones. The company aims to change that with the JioPhone, which comes with 4G VoLTE support. The JioPhone will include access to apps like JioCinema, JioTV, and JioMusic.

JioPhone release date and other availability details
The phone will be available from August 15 – for testing, in beta, and will be up for pre-booking from August 24 from the MyJio app and Jio offline stores. Users who pre-book will be able to buy the phone from September, on a first come first serve basis. It will come with a couple of different data packs.

Jio Phone, Free With Rs. 1,500 Deposit, Unlimited 4G Data, Launched by Mukesh Ambani at Reliance AGM
JioPhone plans
Users can either pay Rs. 153 per month, for which they will get free voice and SMS, and unlimited data (high-speed data FUP is 500MB per day), along with Jio apps. They can also choose to pay Rs. 309 per month to get all this, plus the support for mirroring your screen on a TV, via a cable that can even be plugged into CRT TVs. After three years, you can return the phone, and get a full refund on the deposit. Aside from that, the company will also have two sachet packs, at Rs. 24 for two days, or Rs. 54 per week, for users who don’t want to commit to Rs. 153 as an upfront payment.


  • Reliance Jio announced its feature phone on Friday
  • Plans start at Rs. 153 with unlimited data, voice, and SMS
  • You pay Rs. 1,500 for the phone, which is fully refundable after 3 years


JioPhone features and specifications
The JioPhone was introduced by Akash and Isha Ambani, revealing the phone’s support voice commands, along with standard feature phone functionality. Isha Ambani said that the phone looks familiar by design, to ensure that it is easy to use. The phone comes with a number of apps and browser installed aside from Jio’s offerings too. On stage, we caught glimpses of the JioPhone browser, Facebook, and also PM Modi’s Mann Ki Baat broadcast.

JioPhone Specifications Features Launched Mukesh Ambani JioPhone Specs Specifications price Features

JioPhone features revealed at Reliance AGM

The company will also be adding NFC support to the JioPhone to allow tap and pay solutions with a linked bank account, Akash Ambani said. This will also support UPI payments, and debit and credit card payments, similar to Samsung Pay, he said. The company confirmed the phone will have a 2.4-inch display, panic button, expandable storage, and FM radio, among other features. Key JioPhone specifications leaked before the launch included dual SIM functionality, 2-megapixel rear camera, VGA front camera, FM radio, and Bluetooth connectivity. The JioPhone has also been tipped to come with a 4GB of internal storage, and 512MB of RAM.

“There are 78 crore mobile phones in India,” Mukesh Ambani pointed out. “However, in this 78 crore, there are more than 50 crore feature phone users, who have been left out. They can neither afford the cheapest LTE smartphone, nor the exorbitant cost of data.”

“Data is the oxygen of digital life, and no Indian should suffer because of unaffordability,” he added. “Sadly the vast majority of mobile users are starved of data. This unfairness must end, and Jio is committing to ending it today.”

To accomplish this, the company needs to deliver on three pillars, Ambani said – connectivity, data affordability, and device affordability. “Jio is a data strong network built for the Internet from the ground up,” he said. “The TRAI speedtest portal has consistently ranked Jio as the clear 4G network leader in coverage, usage, and data speeds.”

“Our network continues to rapidly expand. Jio, in the next 12 months, will cover 99 percent of the population. India’s 4G coverage will be more than its 2G coverage,” he added. To meet the need for device affordability, the company realised it would have to release a 4G VoLTE feature phone, as even an entry level smartphone costs between Rs. 3,000 and Rs. 4,500, Ambani said.

Manipal Institute of Technology to take Personalization in Education One Step Forward –

Manipal Institute of Technology to take Personalization in Education One Step Forward –

Manipal Institute of Technology to take Personalization in Education One Step Forward

Nurturing the new age Engineering talent

Chennai, July 2017: ManipalInstitute of Technology, Manipal University, one of India’s premier engineering institute announced an enhanced curriculum for the academic year 2018. As pioneers in personalizing curriculum based on interest and aptitude, the institute aims to provide students a holistic learning experience.

In a general scenario, while selecting elective subjects students are given a limited choice of subjects that they can chose from. The University introduces a major change at regular intervals and the next one is scheduled to take place in 2018. With the curriculum revamp, students will be able to take up ‘Open Electives’ – subjects which are not essentially from the same area of specialization they have chosen as their main stream.

The University is continuously enhancing the curriculum to make it more relevant to the changing requirements in today’s work place. The revised curriculum allows students to select electives that they are passionate about, even if it does not fall under the scope of engineering.  An Engineering student can even chose to study journalism if it interests him and still manage to get credits. 

Speaking on the occasion Dr. G K Prabhu, Director of MIT added Our industry is going through a tremendous overhaul and there is an increasing need for students to upskilland stay relevant in today’s workplace.As a world-class institution, we are taking up numerous initiatives to provide students the flexibility and freedom to follow their passion. With this curriculum change, our students can chose electives that are outside the program, for instance an Electronics and Communication branch student can study foreign languages or chose another engineering subject as an elective. This will help them earn the prescribed credits as well as explore multiple areas of interest”

The interdisciplinary nature of Manipal University adds to the feasibility of this syllabus advancement. The University is home to over 30 different institutions from Medicine and Hotel administration to Communications and Nursing. This makes it possible for an Engineering student to even take up journalism with easy accessto the highly recognized Communications School or even Culinary Arts at the Hotel Management institute, all under one campus.

“We place a lot of emphasis on providing students hands-on experience through student projects. Students who are working on a particular project can also chose it as their elective and gain credits. Every year our students work on various projects that are well received in several competitions, we hope to offer such major projects as open electives for studentsadded Dr. G K Prabhu.

Students who have opted for more open electives than they are required to, can convert them into a certificate course which will be a part of their final transcript as a minor specialization. Apart from this,students can also choose to pursue a semester in an approved college abroad and have the credits transferred. Similarly, students can also take online courses through the Coursera portal and get certificates from overseas universities offering such courses on the portal. These opportunities offer several advantages to the students, such as, bringing in an element of flexibility in curriculum, develop self-learning skills, encourageInternational student mobility and also improve their employability potential.

The University is also working at including off-beat courses like Music, Dance, Drama, Yoga and Yakshagana to their credit offering in the years to come. Through timely upgrades to the curriculum MIT is focused at providing students holistic education with a keen focus on practical knowledge and flexibility to choose their area of interes

Celebrate Raksha Bandhan by pampering your sister with BIBA’s enticing collection

Celebrate Raksha Bandhan by pampering your sister with BIBA’s enticing collection

Celebrate RakshaBandhan by pampering your sisterwith BIBA’s enticing collection

Chennai, July 11, 2017:

RakshaBandhan celebrates the affection and ties between brothers and sisters.  To make the occasion more joyous, pamper your sister by gifting her some exquisite and gorgeous pieces from the latest Spring Summer collection by BIBA, the leading ethnic wear brand in the country. The brand constantly endeavours to create ethnic yet contemporary ensembles thus lending effortless style for any festive occasion.

To bring ultimate happiness to your beloved sister’s face, take her out for shopping at her favourite brand BIBA and help her choose a perfect ethnic wear for the occasion. The collection comprises of SKD (SalwarKameezDupatta), ethnic Mix & Match kurtas, palazzos, leggings, skirts, shararas, unstitched pieces and BIBA Girls – the much loved kids’ collection.

Some of the best chosen looks from the summer festive collection:

1.The two layered kalidarkurta with gold khadi print along with hints of bright pink, teamed with a woven dupatta spells an elegant look for the occasion. The piece is priced at Rs 4,699

 2.Chikankari: Chikankari patronised first by the nawabs of Awadh is a popular form of stitching on traditionally white cloth.

The chic looking double layered smart kurta with embroidery all over front, contrast colour lining and 3/4th sleeves is a perfect wear for the occasion. The piece is priced at Rs 2,299. 

3.Pack of Cards:The collection inspired from pack of cards reveals the beauty of motifs combined with delicate & bold florals.

The trendy double layered sleeveless long dress is a smart pick for the festive season. The piece is priced at Rs 1, 799.

To complete the look team it up with printed flared palazzo. The piece is priced at Rs 7,99. 

4.Tanabana:The collection is crafted using innovative weaving techniques reviving ancient craft weaving style of wrap and weft popularly known as Tanabana

The stylish A-line kurta with unique woven patterns at hem in a classic blend of colours is a perfect wear for any occasion. The piece is priced at Rs 2,999.

5. BIBA Girls – the much kids collection

Dress your little princess in the crinkled anarkali with a stitch line textured yoke and a gold printed sleeveless jacket. Paired with net dupatta & knit churidars. The piece is priced at Rs 2,999/3,299 

For more information, please visit: and

About BIBA:

BIBA, a synonym for pretty women in Punjabi, is literally a home grown ethnic wear brand, started by Mrs. MeenaBindra from her house in Bombay with a partly sum of eight thousand, way back in 1988. Soon, the brand started spreading its wings in and around the city as the product’s styling and beautiful hand block prints started getting fantastic response from the local communities, including many film stars as well. The retail revolution in the country gave the brand the desired recognition and an opportunity to grow across the country. Symbolizing the strength and the spirit of today’s woman, BIBA today is the most loved ethnic wear brand in the country. With a prime objective of providing trend setting and fashionable Indian attire at an affordable price, BIBA products are available in all three categories of SKD (SalwarKameezDupatta), M&M (Mix & Match) and Unstitched Fabric. The popular demand from its avid patrons, led the company to introduce BIBA Girls, a dedicated range for kids between 2 to 12 years. With an aim to tap the burgeoning premium ethnic and bridal wear segment in the country, BIBA joined hands with designers- Manish Arora; by taking up 51% stake in ‘Indian by Manish Arora’ brand in 2012 and recently acquired a substantial minority stake in the designer label- AnjuModi.  Biba also collaborated with RohitBal and launched a collection ‘BIBA by RohitBal,’ that is retailed at select BIBA stores.

BIBA products are available through 232 stores in 103 cities, apart from presence in all the major retail chains in the country like Shopper’s Stop, Lifestyle, Pantaloons and Central. Over the years, the brand has received awards & recognition from various organizations like Shoppers Stop, Myntra, Images Group for being the ‘Most Admired Women’s Indian wear Brand’ on many occasions credited to its innovative designs, fit, silhouettes and varied color palette. Our Founder & Chairperson Mrs. Meena Bindra has recently been awarded the Lifetime Achievement Award by CMAI and Franchise India for her contribution to the apparel industry. The brand is guided by the vision of SiddharthBindra, who as Managing Director is responsible for overall growth of the brand.

Mumbai City FC retains defensive midfielder Sehnaj Singh

Mumbai City FC retains defensive midfielder Sehnaj Singh

 Mumbai City FC retains defensive midfielder Sehnaj Singh

 Chennai, 7th July 2017:

Mumbai City FC has retained Sehnaj Singh for the 2017-18 Indian Super League (ISL) season. The former Mumbai FC midfielder was used as a right-back for most parts of the last season which saw him in action for 1179 minutes. Signing a two-year deal Sehnaj will be a part of the club from 2017-2019.

The 23-year-old Gurdaspur academy product is a highly rated defensive midfielder known for his hard tackling and serious defending and does not hesitate on having a try at the opponents goal. 

Commenting on the selection, Indranil Das Blah, CEO, Mumbai City FC said, “Sehnaj was an integral part of our team last year. His versatility was one of the major reasons why we have decided to retain him. Looking forward to him being a mainstay in the team for years to come.”

After extending his stay at the club, Sehnaj Singh said, “Glad to be back to play for Mumbai City FC. The fans support and the team’s vision was what convinced me to re-sign for the team. I hope I can play a big part in the team’s performances this season.”

About Mumbai City Football Club:

Mumbai City FC is Mumbai’s franchise in the Hero Indian Super League. Bollywood actor and football enthusiast RanbirKapoor and chartered accountant Bimal Parekh together own the team. The team’s logo is a reflection of a resilient fortress that stands proudly, surrounding the logo that signifies the unrelenting, determined spirit of the city. The seven stars symbolise the islands that form Mumbai. Trains that are the very lifeline of thecity ply millions of Mumbaikars across its vast expanse and connect these islands. Each passenger, each citizen of the city, is bound together by their love for the place they call home. 20 million citizens, 20 million hearts pulse to a single beat – the heartbeat of Mumbai. Mumbai City Football Club has displayed a consistent performance in season one and two and has been recognized as a distinguished attacking contingent.

For the latest photos, videos and updates please visit:


 For further details, please contact: Concept PR

Santosh Barodia –

Mangirish Dhume – 08879086265,

Porsche unveils the most powerful 911 of all time

Porsche unveils the most powerful 911 of all time

The fastest and most powerful road-approved 911 is ready for launch: The new Porsche 911 GT2 RS will celebrate its world premiere at the Goodwood Festival of Speed in the UK (June 30 to July 2). At the heart of this high-performance sports car is a 700 hp (515 kW) biturbo flat engine. Weighing in at 1,470 kg with a full fuel tank, the lightweight two-seater accelerates from zero to 100 km/h in 2.8 seconds. The rear-wheel drive Coupé has a top speed of 340 km/h, and with its near-motorsport drive technology, the new 911 GT2 RS trumps its 3.6-litre predecessor by 80 hp (59 kW) and achieves a torque of 750 Newton metres (an increase of 50 Nm).

New 911 GT2 RS with 700 hp, rear-wheel drive, racing chassis and rear-axle steering

Porsche unveils the most powerful 911 of all time

The fastest and most powerful road-approved 911 is ready for launch: The new Porsche 911 GT2 RS will celebrate its world premiere at the Goodwood Festival of Speed in the UK (June 30 to July 2). At the heart of this high-performance sports car is a 700 hp (515 kW) biturbo flat engine. Weighing in at 1,470 kg with a full fuel tank, the lightweight two-seater accelerates from zero to 100 km/h in 2.8 seconds. The rear-wheel drive Coupé has a top speed of 340 km/h, and with its near-motorsport drive technology, the new 911 GT2 RS trumps its 3.6-litre predecessor by 80 hp (59 kW) and achieves a torque of 750 Newton metres (an increase of 50 Nm).

 The model builds on the 911 Turbo S 3.8-litre engine, which produces 580 hp (427 kW). In order to increase performance, large turbochargers push an increased volume of process air into the combustion chambers. A new additional cooling system delivers optimum cooling at peak loads and, at very high temperatures, sprays the charge-air cooler with water. This causes the gas temperature to fall in the overpressure range and ensures optimum power output, even under extreme conditions.

 The customised GT seven-speed double-clutch transmission (PDK) in the new GT2 RS enables power to be transferred with uninterrupted traction. What’s more, the specially developed exhaust system is made from extra-lightweight titanium, weighs around seven kilograms less than the system used in the 911 Turbo and delivers an emotional sound.

 For the first time ever, Porsche Design is celebrating the debut of the high-performance sports car by releasing a special watch. Paying homage to the world of motorsport, the 911 GT2 RS timepiece is exclusively available to owners of the new vehicle.

 Racing chassis for outstanding dynamic cornering

Discipline in sport means mastering every detail. And in the world of super sports cars, cornering speeds are on another level. The 911 GT2 RS reaches these speeds thanks to its flawless racing chassis with rear-axle steering and Ultra High Performance (UHP) tyres. Like all GT sports cars, the new top model features a specially calibrated PSM with a Sport mode that is tailored to provide optimal driving dynamics. Powerful air intakes, outlets and the imposing rear wing emphasise that the vehicle’s aerodynamics have mastered both form and design.

 The large, wide wheels (265/35 ZR 20 at the front and 325/30 ZR 21 at the rear) ensure outstanding braking and cornering forces. The 911 GT2 RS features Porsche Ceramic Composite Brakes (PCCB) as standard. The front wings, wheel housing vents, outer shells on the Sport Design exterior mirrors, air intakes on the rear side sections and parts of the rear end are made from carbon-fibre reinforced plastic (CFR), as are many of the interior components. The bonnet is also made from carbon to make the vehicle as lightweight as possible, while the standard trim roof is made from magnesium. Both body parts have a wide lateral swage line.

Optional Weissach package with 30-kg weight saving

Performance can always be cranked up a notch – even on the 911 GT2 RS. That’s why the Porsche engineers have developed the optional Weissach package, which provides a weight saving of around 30 kilograms. The package includes additional elements made from carbon-fibre reinforced plastic and titanium. For instance, the roof and the anti-roll bars are made of carbon, and so are the coupling rods on both axles. Magnesium wheels reduce both the gross weight and the unsprung weight, providing a greater wealth of impressive chassis properties. The luggage compartment lid and the carbon-weave finish roof are emblazoned with a central strip in the same colour as the car for a visually distinctive look.

 A truly sporty interior

The interior of the 911 GT2 RS is dominated by red Alcantara, black leather and interior parts with a carbon-weave finish as standard. The model’s sports steering wheel with gearshift paddles enables quick and sporty gear changes. Drivers and passengers experience the driving dynamics of the high-performance sports car in full bucket seats with a carbon-weave finish. Typical of every 911, the Porsche Communication Management (PCM) is the central control unit for audio, navigation and communication. The Connect Plus module and Porsche Track Precision app are also included as standard, enabling detailed recording, display and analysis of driving data on a smartphone.

 The optional Chrono Package expands the PCM functions to include performance display, which can be used to show, save and evaluate track times. The package also includes a stopwatch on the switch panel with both analogue and digital display. What’s more, the Chrono Package on the 911 GT2 RS comes with a lap trigger. Using the Porsche Track Precision app in conjunction with external markers on a start/finish straight, this lap trigger enables drivers to record lap times with a high level of precision.

 Exclusive watch to accompany the car: Porsche Design 911 GT2 RS Chronograph

Porsche Design has teamed up with Porsche Motorsport to develop the 911 GT2 RS Chronograph, exclusively for customers of the new super sports car. At its heart is the first clock movement developed by Porsche Design, the product of three year’s work. The calibre 01.200 includes a flyback function, a load-path-optimised movement bridge and an official COSC certificate of authenticity. The timepiece housing is made of lightweight titanium.

 Many of the details on the timepiece are based on the high-performance sports car. The tungsten winding rotor is modelled on the rims of the 911 GT2 RS. The clock face is made of carbon, while the design of the time display matches the instrument cluster and the tachometer.

 Pricing will be announced shortly.

FIS Survey Shows-Usage of Mobile Banking and Digital Payment Grows Dramatically in India Post Demonetisation

FIS Survey Shows-Usage of Mobile Banking and Digital Payment Grows Dramatically in India Post Demonetisation

Usage of Mobile Banking and Digital Payment Grows Dramatically in India Post Demonetisation, New FIS Survey Shows 

Key facts ·         FIS releases its third annual in-depth, global research study on consumer banking.


·         Use of mobile and digital banking channels increases dramatically across all Indian consumer segments.


·         Drive to digital banking and payments is being led by younger consumers, who are far less satisfied with their banking providers than older generations.


A recent study from financial services technology leader FISTM (NYSE: FIS) shows a dramatic increase over the past year in the use of mobile devices and other digital banking channels by consumers in India, demonstrating the extent to which country’sdemonetisation efforts are changing consumer banking habits.

FIS’ third annual Performance Against Customer Expectations (PACE) report, which surveyed 1,000 banking consumers in India, found that more than 60 percent of survey respondents said they have used mobile devices this year to check their account balances, view recent transactions, pay bills, transfer funds or other banking needs. This was up from 39 percent of survey respondents in 2016 and 34 percent in 2015.

The FIS PACE report also shows that banks in India continue to underperform their peers in other countries in terms of meeting their customers’ expectations. Indian financial institutions scored 75 points in the 2017 PACE study, one point higher than in 2016 but seven points below the global average PACE score.

Key Findings about Indian Consumers

  • Nearly 18 percent of the respondents use their primary bank’s credit cards exclusively.
  • The importance of the primary bank providing digital payment options has risen year on year across all age segments.
  • Respondents indicated that more than 30 percent of their payments are done with mobile apps compared to cash, cheque or credit/debit cards.

What Gen Y (Age Group 18-36) in India Said

  • Consumers want to better connect with their banks at their convenience, at any time and from anywhere.
  • The biggest pain point for banked Gen Y is getting time to physically visit a branch.
  • Gen Yare far less satisfied than older generations with their current banking providers.

“More than ever, Indian consumers want to connect with their banks at their own convenience, at any time and from anywhere,” said Ramaswamy Venkatachalam, managing director, India and South Asia, FIS. “As the economy shifts from cash and plastic to cashless, mobile and digital, banks need to establish a stronger multiple-service relationship with their customers. The PACE findings present a clear picture on where India’s banks need to focus to remain first in the minds of their customers.”

Overall, the 2017 FISPACE study surveyed more than 8,000 banked consumers in eight countries, including India, Australia, Brazil, Canada, Germany, Thailand, the United Kingdom and the United States. Compared to consumers in other regions surveyed by FIS, Indian respondents place more importance on anywhere/anytime access to their accounts and digital payment options provided by their banks and, conversely, lower importance on in-person service and the ability of their banks to anticipate their financial needs.

Global PACE Survey results

The 2017 FIS Global PACE Study shows that while global banks are largely meeting consumer expectations for providing in-person and multi-channel services, they are still falling short in areas that are key to building relationships and consumer trust – such as following through on their promises, providing products that are free of hidden charges and fees, providing customized products and trusted financial advice, and helping their customers achieve their financial goals.

Other key findings from the 2017 global study:

  • Banking consumers globally place the highest importance on safety, security, fairness and anytime/anywhere access to their finances, in that order. These top four attributes and their rankings haven’t changed in the three years FIS has done this study.
  • Digital payments increased to the eighth most important attribute to respondents, up from 12th in 2015 and 2016.
  • Simplicity continues its rise in importance amongst consumers, rising to sixth most important attribute from eighth most important in 2015.
  • Mobile payments – from shopping to person-to-person money movement – showed the strongest growth of any payment type from 2016 to 2017.
  • The younger a consumer, the more likely they are to be unhappy with their financial institution. At the same time, younger people also report making more contacts with their banks than older generations.

A complete copy of the PACE report for India, as well as the global and other country-specific reports, can be downloaded from and

About FIS

FIS is a global leader in financial services technology, with a focus on retail and institutional banking, payments, asset and wealth management, risk and compliance, consulting, and outsourcing solutions. Through the depth and breadth of our solutions portfolio, global capabilities and domain expertise, FIS serves more than 20,000 clients in over 130 countries. Headquartered in Jacksonville, Fla., FIS employs more than 57,000 people worldwide and holds leadership positions in payment processing, financial software and banking solutions. Providing software, services and outsourcing of the technology that empowers the financial world, FIS is a Fortune 500 company and is a member of Standard & Poor’s 500® Index. For more information about FIS, visit

Follow FIS on Facebook ( and Twitter (@FISGlobal).

Contact for journalists:

Contact: AliasgerBootwalla


Neha Chowdhury


Telephone: + 91 022 30253638 +91 022 30253748

अधिकांश शहरी भारतीयों ने कहा है कि वे नियमित रूप से अपने क्रेडिट स्कोर की जांच करें ट्रांसयूनीयन सीआईबीआईएल से नई शोध के अनुसार

अधिकांश शहरी भारतीयों ने कहा है कि वे नियमित रूप से अपने क्रेडिट स्कोर की जांच करें ट्रांसयूनीयन सीआईबीआईएल से नई शोध के अनुसार

अधिकांश शहरी भारतीयों ने कहा है कि वे नियमित रूप से अपने क्रेडिट स्कोर की जांच करें ट्रांसयूनीयन सीआईबीआईएल से नई शोध के अनुसार

भारत के सबसे क्रडिट-सतर्क जनसंख्या के बीच युवा और समृद्ध शहरी उपभोक्ताओं

ट्रांसयूनीयन ने अपने क्रेडिट और वित्तीय आदतों के बारे में भारत में 1,002 शहरी उपभोक्ताओं का सर्वेक्षण किया। सर्वेक्षण के परिणाम से संकेत मिलता है कि उपभोक्ताओं के लगभग तीन क्वार्टर (74 प्रतिशत) सर्वेक्षण लेते हैं, प्रति वर्ष कम से कम दो बार अपने क्रेडिट स्कोर की जांच करें।

उत्तरदायित्वों ने उनके क्रेडिट स्कोर की जांच करने के लिए कई मंशा की सूचना दी। सर्वेक्षण में भाग लेने वाले प्रतिभागी लगभग तीसरे (2 9 प्रतिशत) ने कहा है कि उन्होंने इसे मुख्य रूप से सुधारने के लिए किया है, जबकि एक और 28 प्रतिशत लोगों ने एक ऋण लेने या एक नया क्रेडिट कार्ड खोलने की तैयारी में जांच की है।

सीआईबीआईएल के डायरेक्ट-टू-बिजनस के उपाध्यक्ष और ट्रांसयूनी के प्रमुख श्री हर्षिशेश मेहता ने कहा, “ऋण या क्रेडिट लाइन के लिए आवेदन करने से पहले आपके सीआईबीआईएल स्कोर और रिपोर्ट की जांच एक महत्वपूर्ण कदम है, लेकिन क्रेडिट प्रबंधन के लिए यह एकमात्र दृष्टिकोण नहीं होना चाहिए।” उपभोक्ता व्यापार “वास्तव में आर्थिक रूप से स्वस्थ होने के लिए, आपकी क्रेडिट रिपोर्ट में दी गई जानकारी की निगरानी क्रेडिट स्वास्थ्य प्रबंधन अभ्यास के रूप में की जानी चाहिए और इसे नियमित आधार पर किया जाना चाहिए।”

सर्वेक्षण के परिणाम बताते हैं कि सामान्य तौर पर, शहरी भारतीय उपभोक्ता अच्छे या उत्कृष्ट क्रेडिट स्कोर को हासिल करने या बनाए रखने की देखभाल करते हैं – 750 या उससे अधिक के स्कोर – भले ही वे जरूरी नहीं समझते कि इसका उपयोग कैसे किया जाता है।

एक आश्चर्यजनक 62 प्रतिशत यह नहीं पता था कि उधारदाताओं एक ऋण की शर्तों का निर्धारण करने के लिए उपभोक्ता क्रेडिट स्कोर की जांच करते हैं, और 63 प्रतिशत यह नहीं जानते थे कि मोबाइल अनुबंध प्रदाता पोस्ट-पेड क्रेडिट सीमा निर्धारित करने के लिए सीआईबीआईएल स्कोर का उपयोग कर सकते हैं।

अनुसंधान से पता चलता है कि भारत में क्रेडिट पर ध्यान अलग-अलग होता है युवा शहरी वयस्क भारत में सबसे अधिक सतर्क रहते हैं। 18 से 24 साल के आयु वर्ग के करीब आधे (49 प्रतिशत) वयस्कों की संख्या को 45 प्रतिशत या उससे अधिक उम्र के केवल 20 प्रतिशत के मुकाबले बेहतर बनाने के लिए अपने क्रेडिट स्कोर की जांच करते हैं।

इसी प्रकार से, और सर्वेक्षण के प्रतिभागियों में, यह प्रतीत होता है कि उच्च उपभोक्ताओं के साथ भारतीय उपभोक्ताओं (500,000 रुपये या अधिक) कम आय वाले समूहों की तुलना में अधिक बार उनके क्रेडिट स्कोर की जांच करते हैं। खासकर, मध्य वर्ग के उपभोक्ताओं (INR 500,000 से INR 4,999,999 प्रति वर्ष) के 77 प्रतिशत ने कम आय वाले उपभोक्ताओं (प्रति वर्ष 49 9, 99 9 रुपये से भी कम) की तुलना में प्रति वर्ष कम से कम दो बार अपने क्रेडिट स्कोर की जांच की। भारतीयों की आय में प्रति वर्ष 5,000,000 या उससे ज्यादा की आय सबसे अधिक है (9 0 प्रतिशत) ताकि उनके स्कोर प्रति वर्ष दो बार देख सकें।

Contact: AliasgerBootwalla


Neha Chowdhury


Telephone: + 91 022 30253638 +91 022 30253748

 “एक क्रेडिट स्कोर उपभोक्ता के वित्तीय स्वास्थ्य का एक अभिन्न अंग है,” श्री मेहता ने कहा। “यह उन्हें घर, कार खरीदने या क्रेडिट कार्ड खोलने में मदद कर सकता है, और इन निष्कर्षों से मजबूत क्रेडिट शिक्षा की आवश्यकता प्रकट होती है।”

क्रेडिट स्कोर और रिपोर्ट की जांच के अलावा एक स्वस्थ क्रेडिट स्कोर और वित्तीय प्रोफाइल बनाए रखने में मदद करने के लिए, श्री मेहता निम्नलिखित संसाधन प्रदान करते हैं:

• समय पर और पूरे महीने में भुगतान करें: हमेशा समय पर बिल का भुगतान करें क्योंकि यह स्वस्थ क्रेडिट स्कोर और इतिहास को बनाए रखने में मुख्य योगदानकर्ताओं में से एक है। इसके अलावा, न्यूनतम मासिक शेष राशि का भुगतान ब्याज भुगतान की राशि बढ़ा सकते हैं, जिसका श्रेय क्रेडिट पर नकारात्मक प्रभाव पड़ सकता है। इसके अलावा, क्रेडिट कार्ड के शेष राशि का भुगतान और जब भी संभव हो पूरा में अन्य ऋण।

• अपने क्रेडिट मिक्स करें: उपभोक्ताओं को सुरक्षित ऋण, जैसे घर या ऑटो ऋण, और असुरक्षित ऋण, जैसे क्रेडिट कार्ड या व्यक्तिगत ऋण का स्वस्थ मिश्रण करने के लिए प्रोत्साहित किया जाता है। कई असुरक्षित ऋण ऋणात्मक द्वारा नकारात्मक रूप से देखे जा सकते हैं।

• कम क्रेडिट उपयोग बनाए रखें: एक क्रेडिट उपयोग अनुपात यह दर्शाता है कि आप अपनी उपलब्ध क्रेडिट सीमा से कितना क्रेडिट का उपयोग करते हैं। कम क्रेडिट उपयोग अनुपात बनाए रखने वाले उपभोक्ताओं को आमतौर पर उधारदाताओं के लिए ज़िम्मेदार माना जाता है।

• क्रेडिट लाइनों को खोलने के साथ सावधान रहें: क्रेडिट की नई लाइनें खोलने से उधारदाताओं को तेजी से नकदी की आवश्यकता का संकेत देकर क्रेडिट पर नकारात्मक प्रभाव पड़ सकता है।

• गलतियों के लिए क्रेडिट रिपोर्ट की जांच करें: नियमित रूप से अपनी क्रेडिट रिपोर्ट की समीक्षा करें और रिपोर्ट में किसी भी गलती की जांच करें। यदि कोई भी त्रुटि या गलत डेटा शामिल है, तो तुरंत त्रुटियों की रिपोर्ट करें ट्रांसयूनीयन सीआईबीआईएल एक मुफ्त क्रेडिट रिपोर्ट प्रदान करता है और सालाना स्कोर देता है।

सर्वेक्षण के बारे में

सभी आंकड़े, जब तक कि अन्यथा नहीं बताया गया है, ट्रांसग्नियन की ओर से किए गए IGov पीएलसी सर्वेक्षण से हैं। कुल नमूना आकार 1,002 वयस्क थे फील्डवर्क 10/04/2017 – 16/04/2017 के बीच किया गया था सर्वेक्षण ऑनलाइन किया गया था आंकड़े भारित किए गए हैं और सभी भारतीय वयस्कों (आयु वर्ग के 18+) की शहरी आबादी का प्रतिनिधि हैं।

ट्रांसयूनीयन के बारे में सीआईबीआईएल – उपभोक्ता इंटरएक्टिव

उपभोक्ता इंटरैक्टिव, ट्रांसयूनीयन सीआईबीआईएल का सीधी-से-उपभोक्ता प्रभाग है, जो उपभोक्ता सूचना के देश के सबसे व्यापक संग्रह में से एक है, भारत की सबसे बड़ी क्रेडिट जानकारी कंपनी है। हमारा मिशन भारतीय उपभोक्ताओं को उन अवसरों को समझने और समझने में मदद करता है जो उन्हें अपने क्रेडिट की सराहना करने और प्रबंधित करने के साधन प्रदान करके उच्च गुणवत्ता वाले जीवन को जन्म देते हैं। यह डेटा और इंटरनेट आधारित उपकरणों के एक संगम के माध्यम से प्राप्त किया जाता है जो उपभोक्ताओं को सबसे अधिक पहुंच योग्य, सटीक क्रेडिट जानकारी प्रदान करते हैं और वित्तीय साक्षरता, समावेश और संरक्षण को बढ़ावा देते हैं। हम लोगों की बेहतर और बेहतर निर्णय लेने में सहायता करने के लिए जानकारी की शक्ति पर विश्वास करते हैं ताकि एक मजबूत अर्थव्यवस्था के विकास में योगदान करते हुए वे अपने निजी वित्तीय लक्ष्यों को प्राप्त कर सकें।

हम इस जानकारी को अच्छे के लिए कहते हैं

Feed The Future Now launched in a landmark ceremony on the eve of ‘World Hunger Day’-

Feed The Future Now launched in a landmark ceremony on the eve of ‘World Hunger Day’-

Healthcare, Nestlé, PepsiCo India, PVR Nest, Reliance Fresh, Facebook, The LaLiT, Reliance Broadcast Networks Ltd. & Viacom 18 and the Government of India flagged off a movement to raise awareness about importance of nourishment amongst children & its impetus to education. Christened as ‘Feed The Future Now’, this movement is set to serve 5 billion meals to children across India by 2020 with a view to create a ‘Poshit Bharat, Shikshit Bharat.’

The movement was flagged off by Hon’ble Ministerfor Women & Child Development, Smt. Maneka Sanjay Gandhi. The launch was graced by Mr. Shridhar Venkat, Chief Executive Officer, The Akshaya Patra Foundation along with the CEOs and senior representatives of nine leading corporate partners. At the launch, each partner pledged to drive initiatives that raise mass awareness about need for the right nourishment amongst children. To meet key global nutrition milestones, future growth requires significant investments critical to ensure school going children don’t drop out due to direct and indirect impact of hidden hunger and micronutrient deficiency.

Raising awareness on the issue of child malnourishment, Maneka Sanjay Gandhi,said, “I congratulate the Akshaya Patra Foundation for the launch of this movement. They are one of a kind institution in the world and are doing great service. Malnutrition is one of those issues that require urgent attention. The focus should not be on feeding just food, but providing a nutritious meal. I believe children should be provided packets that contain 600-1000 calories and nutrients and urge the Akshaya Patra Foundation to take up this initiative. I will wholeheartedly support you and take this initiative to all states. I congratulate all the corporates today for partnering with this cause and I am sure you will achieve great results through this movement

The Akshaya Patra Foundation’s CEO, Shridhar Venkat said, “We are very thankful to all our partners especially the Government of India (GoI) who have come together today to raise awareness about the growing need to ensure children are well nourished at the age of 0 – 12 years and join us in our mission to serve 5 billion meals by 2020. Food is not charity. Food is life. Setting a child on a proper course with good daily nutrition and the ability to attend and succeed in school is our collective social responsibility and one which reaps unlimited rewards as new generations grow and thrive.”

Pledging their support for the cause, Mr.Manoj Kumar, Managing Director, GSK Consumer Healthcare said, ‘Feed the Future Now’ resonates well with GSK’s core philosophy of do more, feel better and live longer. In India, where 9 out of 10 children are micro-nutrient deficient, this partnership that aims to provide nutritious meal to children will definitely help nurture the future of our children. Under this partnership, GSK will provide nutritious meals to over 50,000 children. In addition, under ‘Mission Health’, our CSR programme, we have taken on us the task of educating and building awareness around micro-nutrient deficiency among children. We are currently reaching out to over 150,000 children in the country.”

Mr. Damodar Mall, Chief Executive Officer, Reliance Fresh also supporting this cause, said: “We are pleased to be ground partners for the ‘Feed the Future Now’ initiative with The Akshaya Patra Foundation. In our stores and on our communication platforms, we will take the message of this movement, to millions of our customers. Jointly with our customers, we are happy to help ensure hunger does not come in the way of good education!”

Joining hands with the movement, Mr.Sanjay Khajuria, Senior Vice-President, Corporate Affairs, Nestlé India, said, “Nutrition is an important focus area for Nestlé. It has been our endeavour at Nestlé to contribute to nutritional education. Our flagship nutrition awareness programme, ‘Nestlé Healthy Kids’ aims to ensure adolescents adopt appropriate nutrition and physical activity habits, which are important for their development and learning ability. We believe that it is imperative for stakeholders to join hands in the journey towards building a nutritionally empowered society. We at Nestlé are committed to contribute towards alleviating the challenge of malnutrition and believe that if we work together. We pledge our commitment to ‘Feed the Future Now’ movement for a Nourished India, Educated India!

Photo Caption: From Left to Right :

Poonam Kaul, Vice President, Communication & CSR, Pepsico India, Sanjay Khajuria, Sr. Vice President Corporate Affairs,  Nestle India, Shridhar Venkat, CEO, Akshaya Patra Foundation, Maneka Sanjay Gandhi, Women & Child Development Minister, Govt of India, Manoj Kumar, MD, GSK Consumer Healthcare, Pawan Kumar Agarwal, CEO, FSSAI, Sonia Huria Gupta, Sr. Vice President CSR, Viacom18 at the launch of Feed The Future Now movement held in New Delhi.

Adding more insights, Ms. Poonam Kaul, Vice-President, Communications & Corporate Social Responsibility, PepsiCo India noted, “The fundamental issue of malnutrition and hunger amongst our young children threatens to derail our progress and economic ambitions for the future. As a responsible leader, PepsiCo’s ‘Performance with Purpose’ vision focuses on creating a healthier relationship between people and food, and to achieve this, we are transforming our product portfolio around Nutrition. At the same time, we are committed to providing access to at least three billion servings of nutritious foods and beverages to underserved communities and consumers globally by 2025 In India, we started the Quaker Feed a Child program last year, with our partner Smile Foundation, as part of our concentrated efforts to address the problem of malnutrition among children. As our flagship Nutrition brand, Quaker pledged half a million nutritious meals to underprivileged children in the country last year. We are happy to join the ‘Feed the Future Now’ initiative with a commitment to continue our efforts to alleviate the issue of hunger and malnutrition through various initiatives in the area of nutrition.”

Speaking about the need for addressing classroom hunger, Ms. Sonia Huria Gupta, Senior Vice-President, Corporate Social Responsibility, Viacom18 said: “According to the UNESCO Institute of Statistics 2016 report, every year 47 million Indian children drop out of schools by the time they reach 10th standard. There has been direct correlation between dropping out of schools and classroom hunger. At Viacom18, we believe that education is the key to unlock India’s true potential and it is the future generation that needs to be equipped and nurtured today. We are delighted to partner with the Akshaya Patra Foundation for the ‘Feed the Future Now’ movement.”

Mr. Tarun Katyal, CEO, Reliance Broadcast Networks Ltd, said, We reach out to a wide set of audiences across the country. In the past, we have leveraged this reach to spread awareness and bring various social causes to light, which resonates with our positioning of ‘Suno Sunao Life Banao’. Taking this forward, we are now partnering with The Akshaya Patra Foundation, with an aim to focus on the issue of ‘world hunger’ through their ‘Feed the Future Now’ movement. By virtue of this association, we hope to highlight the relevance of this issue in India, by motivating our listeners to take cognizance of its seriousness and support it collectively as a society.”

Commenting on the movement, Ms. Deepa Menon, Senior Vice President (Corporate Communications & CSR), PVR Ltd, said, “Nutrition and development are interlinked. Therefore, being a socially sensitive organisation, PVR is supporting ‘Feed the Future Now’ initiative through the use of its physical infrastructure. The initiative is also in sync with the ethos of PVR Nest, which concentrates its efforts towards mainstreaming underprivileged children and restoring confidence among them by investing on education, health & nutrition, skill development and employability through our ‘Childscapes’ program.”

With support of our partners, Feed The Future Now assets were unveiled at the launch which included movement logo, website, awareness video and anthem.

Based on three pillars – Awareness, Nutrition and Education, the campaign will create a rallying call-to-action and promote policy advocacy as well as behavioural change on the twin issues of nutrition and education.

About Feed the Future Now movement

Feed the Future Now is a movement for social change that aims to provide 5 billion meals by 2020. It is based on the premise that every child deserves a nutritious diet, a fulfilling education and a bright future. The movement envisions a public-private partnership and engage the civil society at large, so that this becomes a common mission for everyone. Moving forward, the partners hope to create a sustained momentum towards reducing malnutrition in India.

This is a seminal movement that will bring everyone on a common platform and pledge to the cause of ‘Nourished India, Educated India’!

The Akshaya Patra Foundation in partnership with GSK, Nestlé, Reliance Fresh, PepsiCo, Viacom18, The LaLiT, Facebook, Reliance Broadcast Networks Ltd, PVR Nest and with support from Smt. Maneka Sanjay Gandhi, Minister for Women and Child Development and Shri Amitabh Kant, Chief Executive Officer, Niti Aayog are partners of this movement.

Core Objectives of Feed The Future Now:

  • Build a collaborative multi-stakeholder campaign and ensure an increase in pro-nutrition investments
  • Create awareness drives on the problem of hidden hunger
  • Collaborate through a public-private partnerships to reach the goal of providing 5 billion meals to underserved children by 2020
  • Advocate for the National Nutrition Mission, address region-wise nutrition requirements and education for all

About The Akshaya Patra Foundation

The Akshaya Patra Foundation works with the objective of providing nutritious mid-day meals so that no child in India is deprived of quality education due to damaging impact of malnutrition. Our mid-day Meal programme, started in 2000 in 5 government schools in Bengaluru, is a benchmark intervention for food security and education for children – a matter of national priority. This programme also acts as a catalyst to attain the objective of the government’s ‘Sarva Shiksha Abhiyaan’. As of today, the foundation has enabled provision of 2 billion meals delivered through its state-of-art kitchens.

« Older Entries